Not always but some do tell the truth

 Hope you never have need of the following. 
 
 
ATTORNEY'S ADVICE - NO CHARGE 
 
Not A Joke!! Even If you dislike attorneys..You will love them for these 
tips. 
 
Read this and make a copy for your files in case you need to refer to it 
someday. Maybe we should all take some of his advice! A corporate attorney 
sent the following out to the employees in his company: 
 
1. Do not sign the back of your credit cards. Instead, put 'Second form 
of ID required.' 
 
2. When you are writing checks to pay on your credit card accounts, DO 
NOT put the complete account number on the 'For' line. Instead, just put 
the last four numbers. The credit card company knows the rest of the 
number, and anyone who might be handling your check as it passes through 
all the check processing channels won't have access to it. 
 
3. Put your work phone # on your checks instead of your home phone. If you 
have a PO Box use that instead of your home address. If you do not have 
a PO Box, use your work address. Never have your SS# printed on your 
checks. (DUH!) You can add it if it is necessary. But if you have It 
printed, anyone can get it. 
 
4. Place the contents of your wallet on a photocopy machine. Do both sides 
of each license, credit card, etc.. You will know what you had in your 
wallet and all of the account numbers and phone numbers to call and 
cancel.. Keep the photocopy in a safe place. 
I also carry a photocopy of my passport when I travel either here or 
abroad. We've all heard horror stories about fraud that's committed on us 
in stealing a Name, address, Social Security number, credit cards.. 
 
Unfortunately, I, an attorney, have first hand knowledge because my wallet 
was stolen last month.. Within a week, the thieves ordered an expensive 
monthly cell phone package, applied for a VISA credit card, had a credit 
line approved to buy a Gateway computer, received a PIN number from DMV to 
change my driving record information online, and more. 
But here's some critical information to limit the damage in case this 
happens to you or someone you know: 
 
5. We have been told we should cancel our credit cardsimmediately. But 
the key is having the toll free numbers and your card numbers handy so you 
know whom to call. Keep those where you can find them. 
 
6.. File a police report immediately in the jurisdiction where your 
credit cards, etc., were stolen. This proves to credit providers you were 
diligent, and this is a first step toward an investigation (if there ever 
is one). 
 
But here's what is perhaps most important of all: (I never even thought 
to do this..) 
 
7. Call the 3 national credit reporting organizations immediately to 
place a fraud alert on your name and also call the Social Security fraud 
line number.. I had never heard of doing that until advised by a bank that 
called to tell me an application for credit was made over the Internet in 
my name. 
 
The alert means any company that checks your credit knows your information 
was stolen, and they have to contact you by phone to authorize new 
credit.. 
 
By the time I was advised to do this, almost two weeks after the theft, 
all the damage had been done. There are records of all the credit checks 
initiated by the thieves' purchases, none of which I knew about before 
placing the alert. Since then, no additional damage has be en done, and 
the thieves threw my wallet away this weekend (someone turned it in).. It 
seems to have stopped them dead in their tracks.. 
 
Now, here are the numbers you always need to contact about your wallet, if 
it has been stolen: 
 
1.) Equifax: 1-800-525-6285 
 
2.) Experian (formerly TRW): 1-888-397-3742 
 
3.) Trans Union : 1-800-680 7289 
 
4.) Social Security Administration (fraud line):  1-800-269-0271 
 

Some Rules and things

The Man Rules 

At last a guy has taken the time to write this all down

  Finally , the guys' side of the story. 

( I must admit, it's pretty good.) 

We always hear "the rules" 

From the female side....

  Now here are the rules from the male side.    

These are our rules! 

Please note.. these are all numbered "1 " 

ON PURPOSE!  

1.   Men are NOT mind readers. 

(FIRST & FOREMOST RULE)

1. Learn to work the toilet seat. 

You're a big girl. If it's up, put it down. 

We need it up, you need it down. 

You don't hear us complaining about you leaving it down. 

1. Sunday sports, It's like the full moon 

or the changing of the tides. 

Let it be. 

1.. Crying is blackmail. 

1. Ask for what you want. 

Let us be clear on this one: 

Subtle hints do not work! 

Strong hints do not work! 

Obvious hints do not work! 

Just say it! 

1. Yes and No are perfectly acceptable answers to almost every question. 

1. Come to us with a problem ONLY if you want help solving it. That's what we do. 

Sympathy is what your girlfriends are for. 

1. Anything we said 6 months ago is inadmissible in an argument. 

In fact, all comments become Null and void after 7 Days. 

1. If you think you're fat, you probably are. 

Don't ask us. 

1. If something we said can be interpreted two ways and one of the ways makes you sad or angry, we meant the   other one 

1. You can either ask us to do something 

Or tell us how you want it done. 

Not both. 

If you already know best how to do it , just do it yourself. 

1. Whenever possible, Please say whatever you have to say during commercials.. 

1. Christopher Columbus did NOT need directions and neither do we. 

1. ALL men see in only 16 colors, like Windows default settings. 

Peach, for example, is a fruit, not A color. Pumpkin is also a fruit. We have no  IDEA WHAT MAUVE IS. 

1. IF IT ITCHES, IT will be scratched. 

We do that. 

1. If we ask what is wrong and you say "nothing," We will act like nothing's wrong. 

We know you are lying, but it is just not worth the hassle.. 

1. If you ask a question you don't want an answer to, Expect an answer you don't want to hear. 

1. When we have to go somewhere, absolutely anything you wear is fine.... Really . 

1. Don't ask us what we're thinking about unless you are prepared to discuss such topics as Football 

or Hockey. 

1. You have enough clothes. 

1. You have too many shoes. 

1. I am in shape..   Round IS a shape! 

1. Thank you for reading this. 

Yes, I know, I have to sleep on the couch tonight; 

But did you know men really don't mind that? It's like camping. 

Pass this to as many men as you can - 

to give them a laugh. 

TO PONDER     1. Ever wonder about those people who spend $2.00 a piece on those little bottles of Evian water?    Try spelling Evian backwards: NAIVE    *~*~*~*~*~*~*~*~*~*~*    2. Isn't making a smoking section in a restaurant like making a peeing section in a swimming pool?    *~*~*~*~*~*~*~*~*~*~*    3. OK .....   So if the    Jacksonville  Jaguars are known as the 'Jags' and the    Tampa     Bay  Buccaneers are known as the 'Bucs,' what does that make the    Tennessee  Titans?  *~*~*~*~*~*~*~*~*~*~*    4. If 4 out of 5 people SUFFER from diarrhea   does that mean that one enjoys it?    *~*~*~*~*~*~*~*~*~*~*    5. There are three religious truths:    a. Jews do not recognize Jesus as the Messiah.    b. Protestants do not recognize the Pope as the leader of the Christian faith.    c. Baptists do not recognize each other in the liquor store or Hooters.    *~*~*~*~*~*~*~*~*~*~*    6. If people from     Poland   are called Poles, why aren't people fromHolland   called Holes?    *~*~*~*~*~*~*~*~*~*~*    7. If a pig loses its voice, is it disgruntled?    *~*~*~*~*~*~*~ *~*~*~*    8. Why do croutons come in  airtight packages? Aren't they just stale bread to begin with?    *~*~*~*~*~*~*~*~*~*~*    9 Why is a person who plays the piano called a pianist but a person who drives a race car is not called a racist?    * ~*~*~*~*~*~*~*~*~*~*    10. Why isn't the number 11 pronounced onety one?    *~*~*~*~*~*~*~*~*~*~*    11. If lawyers are disbarred and clergymen defrocked, doesn't it follow that electricians can be delighted, musicians denoted, cowboys deranged, models deposed, tree surgeons debarked, dry cleaners depressed and prostitutes delayed?    *~*~*~*~*~*! ~*~*~*~*    12. If Fed Ex and UPS were to merge, would they call it Fed UP?    *~*~*~*~*~*~*~*~*~*    13. Do Lipton Tea employees take coffee breaks?    *~*~*~*~*~*~*~*~*~*   14. ! What hair color do they put on the driver's licenses of bald men?    *~*~*~*~*~*~*~*~*~*    15.   I was thinking about how people seem to read the Bible a whole lot more as they get older; then it dawned on me ... they're cramming for their final exam.  *~*~*~*~*~*~*~*~*~*    16. I thought about how mothers feed their babies with tiny little spoons and forks, so I wondered what do Chinese mothers use? Toothpicks?    *~*~*~*~*~*~*~*~*~*    17. Why do they put pictures of criminals up in the Post Office? What are we supposed to do, write to them?  Why don't they just put their pictures on the postage stamps so the mailmen can look for them while they deliver the mail?    *~*~*~*~!  *~*~*~*~ *~*    18. If it's true that we are here to help others, then what exactly are the others here for?    *~*~*~*~*~*~*~*~*~*    19. You never really learn to swear until you learn to drive!  *~*~*~*~*~*~*~*~*~*    21.   Ever wonder what the speed of lightning would be if it didn't  zigzag?   *~*~*~*~*~*~*~*~*~*    22.   If a cow laughed, would she spew milk out of her nose?   *~*~*~*~*~*~*~*~*~*    23.   Whatever happened to Preparations A through G?    *~*~*~*~*~*~*~*~*~*    24. At income tax time, did you ever notice: When you put the two words 'The' and 'IRS' together it spells   ...  'THEIRS'?

The fun part was getting it hard

So far This weeks project

Seeing as I was always driving on the grass with my truck we decided to get rid of the grass and make a bigger driveway and the walkway

And I'm hoping that'll cut down on my grass mowing bill

Although we did leave an existing strip of grass eventually for plants and shrubs

$0.10 cents a cup (really)

I think I did the math

The next time you go in to you're a local gas station where there's only four of five brands

Think about the profit  cost of the product of gasoline which is only five cents to the manufacturer in about five cents to the store never mind that the state take 39 cents  of that gallon and the federal government takes between 6 cents and 7cents  

Ago to think of the gases speculators trying to make a killing on all the gas commodity

There certainly in the wrong commodity business they need to be in the coffee bean commodity business The only place for them to go is up

Where my going with this

Well this morning I thought I was pretty  slick after finding a parking spot for the big truck,,went into the Dunkin' Donuts coffee shop and ordered coffee cream and sugar put two dollars on the counter an to my surprise I was informed that is now $2.11 cents for an 14 ounces. Cup of coffee   Okay so we made it a small coffee

So traveling to my delivery destination sipping my small coffee,,,,, I stewed about this for about three hours

And no,,no,, cars  were run off the road due to my lack of high caffeine and  pondering this delicate subject

So I came away with A revelation that there is no money in a gas station business

However C O F F E E     yes

Seeing as how I don't drink Starbucks coffee, but I used to drink Dunkin' Donuts  this is what I came up with    I'm definitely in the very wrong business

For Dunkin' Donuts coffee 

And for those watching my weight not one donuts were consumed.     (Today)

At 128oz pr gal, that small cup 1.80$ 10oz + 12.8 cups. or 21.48 pr gal

                            Medium cup 199$ 14oz. + 9.1 cups or 17.91 pr gal

                                Large cup 2.25$ 20oz + 6.4 cups or 13.50 pr gal 

                  And yes prices may vary at participating  Dunkin' Donuts outlets

And no I didn't go into Starbucks to get their prices,, it would've been way too scary,

.sodahead.

Now if you really think you been taken in the shorts read the article about  profit

Not all coffee beans are the same
Before the advent of specialty coffee chains, most people simply chose between regular or decaf. Starbucks changed coffee drinkers' expectations so that ordering a grande half-caf soy latte at 120 degrees is just another order. Green Mountain offers a variety of options as well through its single-serve portion packs. Dunkin' Donuts offers the fewest options of the three. The one thing all of the companies have in common is that they use high-quality arabica beans.

Arabica beans are typically grown at high altitudes and vary in taste depending on the geography in which they are grown; beans from Latin America differ in taste from beans grown in Africa which differ from beans grown in Indonesia. Most of Starbucks' signature blends are made with beans from farms in Indonesia and the Pacific Islands, where the beans typically have stronger, more earthy flavors. Dunkin' Donuts sources its coffee from Latin America, where the beans are sweeter, and Green Mountain sources from all three regions in roughly equal proportion.

Premium price for premium coffee
The strong and bitter beans that Starbucks uses are considered to be of higher quality than the milder beans used by Dunkin' Donuts. However, both companies charge high prices for their beverages. Industry experts say that an 80% mark-up for high-end brews is commonplace. For instance, a $7 cup of Starbucks ultra-premium coffee is rumored to cost the company only $1.30 to produce. The margin on lower-priced coffee may be even higher -- experts believe a $2 cup of coffee from Dunkin' Donuts may cost the company only $0.10 to produce.

With gross margins over 50% , it is clear that coffee is an extremely profitable product. Just last summer, Dunkin' Donuts chief financial officer said, "[W]e are a beverage company." For a company with 'Donuts' in its name, this is a particularly telling statement about the profits to be made in the coffee market.

Market segments
Starbucks, Dunkin' Donuts, and Green Mountain may compete in the same industry, but each targets a different segment of the coffee-drinking population. Starbucks' customer base is the most affluent of the three. The company roasts its high-quality Indonesian arabica beans into premium blends and offers a wide variety of modifications to its main menu; Starbucks boasts more than 87,000 drink combinations. It also offers an inviting atmosphere that encourages customers to linger; it offers a gourmet coffeehouse experience and therefore charges premium prices for its food and beverages.

Dunkin' Donuts, on the other hand, is more like the McDonald's of coffee. Its primary objective is to get customers in and out as quickly as possible. The coffee is milder than Starbucks' intense premium brews, and the atmosphere is an afterthought, but Dunkin' Donuts is positioned as the best option for undiscriminating coffee drinkers and hurried professionals who do not have time to wait for a gourmet brew to be made.

It,s only half void

Now I lay me down to sleep with a big void above the sink

  what the hell was I thinking  my mind must have been in the drink

Hell if not I think I'm going to start now 

It took us just as long to clean up the kitchen as it did to take the cabinets down

It sure looked like Brown's snow in here 

I know you thinking why not  put a dropcloth down I'm not that smart,, 

When I say it's time to rip I do it right then and  there

Though I did move my coffee pot and toaster

Well Least I got a big plate of chocolate chip cookies and a big glass of cold milk

That'll make everything feel all alright

Last Sunday was a real stressful day

   First week of March 2015.  And a wonderful snowstorm hitting the Central states and the Northeast and cold and rain in the lower Midwest. Very stressful

So I just had to go do something to relieve the stress

                     And it works every time

Cocoa beach  80*

Thank Goodness for under butt pants

One of the many joys of having a male grandchild , is watching him  grow up and play

Sorry dad but I had to take the pictures

Almost a butt shot

     While his battery car was moving,, here we were trying to stand up on the seat. And do some extreme daredevil driving Well  almost made it

Naturally I had to tell him  how proud I was. So we did it again    Till he ran me over

But we have to remember old  Grampys can't move fast

He didn't collect any points # but hugs all-around were in order

How do people get so stupid can you correct it

Well where do I begin ,,,let me start out by saying $$);():(:/(;  ¥£^£€%}€>#|

In  breeding goes hand in hand with the Very low pay and stupidity in the south

Especially in the module home business

Now if you're wondering why there's a picture of a marker light. Keep its shape in mind

I need to give you a little bit of history about the module home business this unit that we bought in 2014 came in in two separate pieces however it was manufactured Wayback in the mid 80s

At the time this particular manufactured manufactured it in two parts

The first being 10 feet wide the second part in 4 feet wide 

There are three marker lights known as front center and back

It appears that the 4 foot wide section never have a lights

Then when you get to the homesite you put them altogether to make one if it's done right you have no problem 

                                   However

Stupidity inbreeding and Low  pay took over

One would think that when you go to put each half together one would think realistically to take and remove the marker lights  

                                         Well not this fantastic Crew

 

      You really can't see much from this photo but notice the gap between the  two by sixes

The gap that you she should not be there

Notice the wires.   And the little white thingy

Here's a better shot of the thingy

At first I thought it was very funny,, then after, I got to thinking about it,, this is what caused me a lot of problems 

In this picture on the left you'll see 2 two by sixes  The same on the right side 

And where the wire is that's a 9/16 gap and it needs to be closed

And if it wasn't for inbreeding and stupidly this would have been all sandwiched an nailed together

              End  of story.                   Somehow I fear not

Oh and by the way remind me to tell you about the piano hinge.  And it has nothing to do with classical music

                                        That storys coming soon

I rearranged the paper towel holder

Well seeing how we have a lot of storage in the closet we don't need all the cabinet space

Show my bright idea and solution was to solve that was by bringing in the one man wrecking crew

So after all the dust settled

Well now I have a partially open kitchen  with much better counterspace and it feels like more room 

I really need to get at the ceiling so that I can revamp it,,but the project in the kitchen needs to be torn down so we can work on that

So if I play my cards right leaving the lower cabinets to themselves!, I should be able to take the old top cabinets and the box lighting out redo the ceiling with a minimum of inconvenience 

When the Time comes To sheet rock the kitchen I can  yank out the old lower cabinets and put in the new cabinets and I'll be good to go and then finish the living room sheet rocking anytime I get to it 

Well pricing lowes or Home Depot's premade cabinets didn't come out to bad however pricing custom cabinets were little bit more pricey,  but I may go that way, as seeing how I'm doing 90% of the work which saves me a boatload of money and besides free is always good

    The parrot survived the ordeal and was moved to the other perch

Standard upper cabinets are 30 inches tall however when you get something this small the cabinets

Are only 24 inches tall

When the factory put in the 6 inch drop ceiling for there fluorescent lighting, if we eliminate that we will be  able to use 30 inch tall cabinets,, and put some kind of shadowbox LED tube lighting to replace the old setup

So I think you know now where my next project is going to be

So stay tuned for the wrecking crew's report

old-fashioned box lighting needs to come out big-time

And the paper towel holder is in a better spot as well 

 

The cupboards are empty ???

The slider is in and done the bifold doors is done the shelves are in  hooray

Now on to the next part of the projects